Checking

Every Account includes...

With a Capitol Federal® checking account, you get a True Blue® Direct Visa® debit card (with fee-free access to 200+ ATMs), a simple way to access your accounts both online and via mobile, plus online bill payment.

Plus, every checking account is backed by more than a century of commitment to the safety and security of our customers. 

It’s what has made us True Blue for over 125 years. 

Compare Accounts
Every Account Includes image
Genuine Blue Checking Image

Genuine Blue

It pays to have a Genuine Blue checking account. Earn interest on balances greater than $100 and have access to your account online and by mobile device, anytime, anywhere. This account is ideal for customers with higher average daily balances. Be genuine, be True Blue.

Perfect for…

  • Earning interest
  • Everyday spending
  • Maintaining higher balances

More on Genuine Blue Switch to CapFed

Simple blue

No monthly service charge and no minimum balance fees make the Simple Blue account a popular checking account. The name says it all – no complications, no set requirements to meet each month and no hidden fees. Simply the easiest way to bank.

Perfect for…

  • Everyone
  • Everyday needs
  • Maintaining lower balances
More on Simple Blue Switch to CapFed
Simple Blue Image
First Blue Checking Image

Simple blue - Just for Students

Opening a Simple Blue checking account is an important step to teaching young people how to properly manage their money. Teens learn valuable real-world skills by carrying a True Blue® Direct Visa® debit card, having a True Blue Online® account and accessing their account as they wish. Parents can provide guidance as a joint-owner. With a $100 minimum deposit to open, the Simple Blue account sets students up for success.

Perfect for…

  • High school students
  • First-time account holders
  • Joint-ownership with a parent
More on Simple Blue Switch to CapFed