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You’ve decided to buy a new house, or become a homeowner for the very first time, congrats! By selecting Capitol Federal® to help you finance your home, you’ve made the decision to work with a leading residential lender and we couldn’t be happier to have you here.  Knowing what you can afford will drastically simplify your home buying experience, and becoming pre-approved lets sellers know you are serious and in a position to purchase a home.

At CapFed® we offer pre-approvals instead of pre-qualifications because pre-approvals are verified and accurate. With a pre-approval, you will eliminate the stress and worry about financing, and can now focus on finding your dream home.

To apply for a pre-approval, please create an online account and then complete the application.

Why A Pre-Approval?

• A pre-approval is accurate
• Your credit, income and assets are verified
• CapFed® will provide an official letter with an approved loan amount
• There is no obligation or commitment

W-2s (last 2 years)

Recent pay stubs

Recent bank statements and other financial statements

Personal information

Outstanding debt information

Current Asset information

Type of loan you are considering

We may require more documents, depending on your circumstances, but this is a good start to complete the online portion. In addition, we will run a credit report as part of our underwriting process.

Once you have gathered your information, completing your pre-approval should only take a few minutes. If you run out of time, or need to find documentation, you can always save and come back at a later date. We look forward to serving your loan needs.

 

Get Pre-Approved